15 STRATEGIES FOR ROOFING CONTRACTOR Success

June 25, 2024 0 Comments

There is not any such thing to be over protective when it comes to your home and your finances. There are plenty of roofing contractors out there which are willing to bend the rules to simplify things for themselves, resulting in problems for you and your roof. Even honest contractors make mistakes every once in a while. That’s why it is important to know these 4 simple ways to protect yourself when choosing a roofing contractor.

Workers Compensation
Problem: You hire a roofing contractor to fix a leak on your own roof. One of their workers decides never to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to cover his medical expenses, because he was hurt on your property.

Solution: Roofers Compensation is a kind of insurance covering roofing injuries. In case a roofing contractor has workers compensation, any injured employees have entitlement to recover expenses for hospital bills and being unemployed. Be sure that your roofing contractor has workers compensation in order that you are saved the difficulty and expenses of paying those bills yourself.

Liability Insurance
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there is an urgent storm. modern roofing solutions seeps into your home and damages your sheet rock, carpet plus some nice furniture. Your roofing contractor has liability insurance, but there are exclusions preventing coverage of the interior of your building. You wind up paying to fix the damages yourself.

Solution: If damage occurs to your house or building this is the fault of a roofing contractor, you want to be sure they will have good liability insurance. This can cover anything from broken windows to damaged interiors as mentioned in the situation above. Some contractors have liability insurance, but their insurance company offers so many exclusions that it’s almost like there is absolutely no coverage at all. Search for coverage that doesn’t exclude water damage and mold caused by leaving a roof open.

Business License
Problem: You hire a fresh roofing company to focus on your roof. A few months later you see a leak. You make an effort to contact the business, but can’t find their information. You make an effort to look them up by their business license and you also find that there was never a business license issued for that company. You’re forced to pay for the repairs yourself.

Solution: Check ahead of time that your roofing contractor has a business license. If they don’t possess a license, it may be a sign that they have no idea what they are doing. The business could easily disappear or walk out business.

In hawaii of Utah, your roofing company should have a shingle license and an over-all roofing license to set up a pitched roof. A flat roof installation only requires a general roofing license.

A general contractor is legally able to install a roof without a roofing license if they have an over-all contractor license. However, there were a lot of cases of contractors branching out and installing roofs themselves if they lack the correct training. This causes problems for building owners and home owners. It is ideal for a general contractor to possess a roofing license along with their general contractors license.

In Utah, the quantity for an over-all roofing licence is S280. The general contractors license is B100.

If your roofing contractor is in the center of working on your roof and you find that they will have given fraudulent business license information, (in Utah) you have the choice to terminate their service immediately. You are not required to pay anything to the contractor because they were operating illegally. You can then find a qualified contractor to fix your roof and finish the job.

Lien Waiver
Problem: Your roof has been completed and you also pay the contractor. However, a few weeks later, the contractor’s supplier contacts you requesting a payment for the materials installed on your own roof. You discover your contractor didn’t pay his supplier and that you are now in charge of that payment. It has happened and can happen to you.

Solution: Be sure to request a lien waiver once the job is completed and before you pay. A lien waiver simply states that if the contractor fails to make his payments to a supplier or employees, you are not responsible to cover them. It is ultimately in place to protect the home or building owner from paying twice. In the event that you have the lien waiver before you pay, it really is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without any additional paperwork.

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